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Publisher's Summary

Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years - and begin rapid wealth-building - without sacrificing the things that matter most to you! This is as close to a financial chain reaction as you'll ever find. You'll be amazed how quickly your debts melt away, and how rapidly your net worth climbs! In this program, you'll learn how to prioritize and pay off every penny of your debt in the shortest possible time. You'll discover how to operate 100% on cash... even in emergencies... so you'll never need to use credit again. Transforming Debt into Wealth will teach you how to focus every dollar you're currently using on debt payments toward building your wealth. In addition to getting and staying out of debt, Transforming Debt into Wealth will show you how to attain real financial freedom. You'll also learn simple, no-hassle strategies for investing your money for long-term growth. Listen to Transforming Debt into Wealth today and get on the path to real financial independence. You'll learn:


How and why you've been misled and taken advantage of all your life by a system designed to keep you in a prison of debt.
How to stop car dealers from picking your pockets.
Why mortgage interest deductibility is the "Tax Shelter" lie.
How to calculate exactly when you'll be completely out of debt and when you'll be able to retire.
Specific ways to cut daily shopping expenses without sacrificing the things you want most.
A simple, low-risk/high-return strategy for "stress-free" wealth building.
How to retire early, with your investments providing all the income you need.
How to redefine the "American Dream" to fit your personal vision of success and happiness.
And more!

©2006 John Cummuta (P)2006 Nightingale
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Customer Reviews

Most Helpful

By D Hargett on 09-11-15

Well worth my time

At any age, every listener can learn and benefit from applying the principles taught in this program. The Un-common sense can transform your present and future into a life worth living.

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4 of 4 people found this review helpful


By Bajan Billionaire on 03-26-17

Great book. Excellent, actionable advice!

Sometimes people sell books about things that they know nothing about and you can hear that in the way the information presented. Sometimes people are writing books based on tons of great research but they don't actually know if the information can be put into practice easily. Lastly some people produce books to make themselves rich. There are professional writers hat can put together something with relative ease to sell to you. All I can say is that Mr. Cummuta genuinely seems to want to help people and his system makes senses. I have spent the last 12yrs of my life working in banking. I know how banks work, how they market their products and how the inexperienced and financially lazy get trapped in mountains of debt. This book will help you change all of that and I will be using the information suggested to payoff my own debt and to achieve financial freedom. My advice, GET THIS BOOK AND USE IT!

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2 of 2 people found this review helpful

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Customer Reviews

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By Marc Stokes-Denson on 12-13-16

Life saving

This book is a great read and I consider it essential to survive and thrive in a modern world

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5 of 6 people found this review helpful

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