Take control of your money - and your life - now.
Forget everything you've ever learned about money: this is not your ordinary finance book. Financial journalist Nicole Lapin knows money and has rewritten the rules with this refreshing and accessible guide to understanding money basics written especially for you.
Should you buy or lease a car? Should you buy a home or rent? How much do you need to save, and how should you save it? What should you do about your debt? How much should you be spending? What kind of insurance do you need? These are all important questions. But first you need to ask yourself how you want to live and how you will get there.
There are some hard-and-fast rules about finance, sure, but when it comes to your money, the only person who can tell you how to spend it is you. With her 12-step, 12-month program, Lapin will show you how to create a tailored plan for your finances that makes sense for your income, debt, spending habits, and plans for the future. Along the way, she busts the old money myths that haven't gotten us anywhere and teaches you the ABCs of finance, from assets to zero down and everything in between, all in a language you can understand.
The sooner you can speak the language of money, the sooner you can live the life you want. Lapin guides you step by step, first showing you how to make a list of goals, then devising a plan to make sure you achieve them - debt free, worry free, and in control. It's time to stop fearing finances and let Rich Bitch help you face the facts. You're not alone in this anymore!
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A book for the Young Woman
First off - this book is written for Women and you'd better be prepared to be called a bitch about every 2-3 minutes which meant I couldn't listen out loud anywhere near where my kids could hear. She does warn you in the beginning however so it's not a shock.
But this book is for the 18-early 20 something young, naïve, (shall we say sheltered), urbanite who is more worried about keeping up with a Kardashian than putting a household in order or kids through college. She goes on and on about opening savings accounts, balancing checkbooks, how to use credit cards... I'm sure there are people out there who need Intro to Personal Finance 101 - and this book is for them. Have no idea where you are going to live while strutting the streets of New York sipping a macchiato? This is your book!
She has great real life examples - very few I could relate to, but it helped break up the information. I did get sick of being called a "dumb bitch" "cheap bitch" etc, etc, etc... There was good information given and some does fly in the face of popular consensus, but I'm just not seeing how to get to be a "Rich Bitch" with her steps.
You list your bills, figure out your income, reduce your debt, save, invest, etc. But she assumes a (1-singular) credit card bill of $5000 and a $70k - $150k a year job. Ok so it took her a year of putting money toward her card... great. What about someone who's already in the hole and not making near that? Trust me - building credit is not an issue - fixing it is though.
And why so much time spent about working for yourself and networking? She says over and over - being your own boss or the boss may not be right for you. Then why harp for so long on how to talk to people and drum up networking contacts? Seems like that would be better for a second "Bossy Bitch" book or something.
She has a very charismatic voice and is easy to listen to in bursts. I tried doing a marathon listening session while at my second job today and it just turned into droning noise as she went over and over investment options. She has a voice that takes a little getting used to, but not distracting and a good cadence and speed.
oh god no. This isn't one of those kinds of books.
It's an interesting listen and the first half is worth a listen if you are completely clueless and sent into the world on your own to make your way. It just wasn't what I was looking for in this stage of my life. And guys... if you can handle being called a bitch every 2 minutes - you go for it!
- Amazon Customer princes
Did not like the narrator.
- Kindle Customer