Retirement is the time we are supposed to finally be able to relax, to put our feet up, and to do as we please with our days. It's the easy life. However, being able to do what you want comes at a price and to pay it requires planning. Without this, retirement can become more stressful than working ever was.
Whether retirement is still a distant dream for you or you are looking to retire in just a few years, this book can help you create a plan for your future and guide your thoughts so you are on the right path towards a retirement that works for you.
Full retirement age is now 67 and people are routinely going on to 20-year or more retirements. Social Security can cover some of this, but only so much. Advances in health and technology have meant that your twilight years can be more comfortable and exciting than they've ever been.
But, with the health and adventure also comes the real challenge of financing at least a decade or so of not working with ever-increasing healthcare costs. The last 20% of your life has to be funded by the work you did in the previous 60%.
This can seem like an impossible task but it needn't be with some simple planning and some sensible strategy. This retirement book will help you plan and look at your options to give you more security.
Hear about the ins-and-outs of Social Security and how your payments and credit impact your benefits. You'll find out how your spouse's social security is related to yours, and whether you should take an early retirement.
Discover the maze that is Medicare and health insurance in your senior years. Find out which parts mean what, and how to make sure you get the coverage you need at a price that suits you.
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- Ms. A. Mitchell