This Element is an excerpt from America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need by Jane White, available in print and digital formats.
A five-step, commonsense plan for wiping out your credit-card debt and starting to save for your future again! Stop buying things you don't need, replacing stuff that's not worn out, paying too much for anything, and borrowing to buy anything if you can avoid it.
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