Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva. When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely "guidelines", certainly not anything to be taken seriously - especially if she was in dire need of a new pair of shoes. The fact that she was a CPA at the time adds an ironic twist to the credit quagmire she slowly descended into.
In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid them. In this much-needed audiobook, you'll learn:
How to use the Credit Card Personality Quiz to choose the right credit cards
The seven ways to use a credit card to rebuild credit
How to get out of debt using a balance transfer credit card - and pay zero interest while doing it
Credit card strategies to save a bundle on groceries, gas, and more
Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.
"With debt a common denominator in this country, consumers need a strong voice and a helping hand to guide them towards a better financial life. Beverly is precisely that--and more--when it comes to credit cards. Her book is a must-read."--Farnoosh Torabi, personal finance expert, contributor to The Today Show, and author of Psych Yourself Rich
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Great listen (Read)
- D. Martin
Great tips if you are an American
I liked the first 2 chapters. Great tips if you are from the States and had issues with credit cards in the past.
After the fact that she introduces the credit card types, none applies to the European economies. So the book became useless for me.
The performance was OK. Not great though.