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For those who have followed financial services and the trends in regulation since '08, a lot of this is not new. The narrator, with his blandly casual, unvarying bored yuppie intonations intensifies the feeling at moments of listening to an interminable corporate slide show; every single sentence (no exceptions) begins and ends in the exact same sound registers, and I get the feeling he was just clocking in and picking up a paycheck. The review of recent history was very pedestrian and unimaginative, and I didn't hear anything at all new until some time in the 30th minute. Maybe every half hour I heard something that really made me perk up. The fresher ideas (at least, fresher in my experience, having absorbed many of the big mainstream books on this area) involve thinking in new patterns about future growth and change in this industry. Though few sharp-etched answers are offered, and plenty of bromides are here about honoring all stakeholders (without really digging into how incentive structures can specifically and concretely change to get us there), the listener is invited to consider many directions and niches for banking in the near future, and some opportunities and dangers, from the community level to internationally. I don't regret hearing this one, though I will refrain from much, if any, "wow" response.
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