In a future America that feels increasingly familiar, you are your credit score. Extreme wealth inequality has created a class of have-nothings: Subprimes. Their bad credit ratings make them unemployable. Jobless and without assets, they've walked out on mortgages, been foreclosed upon, or can no longer afford fixed addresses. Fugitives who must keep moving to avoid arrest, they wander the globally warmed American wasteland. Desperate for work and food, a Subprime family has been forced to migrate east. They are soon joined in their odyssey by a writer and his family - slightly better off yet falling fast. Eventually they discover a small settlement of Subprimes who have begun an agrarian utopia built on a foreclosed exurb. Soon, though, the little stability they have is threatened when their land is targeted by job creators for shale oil extraction.
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