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Publisher's Summary

Who are the rich in this country? What do they do? How do they invest? How did they get rich? Can you ever become one of them? Get the answers in The Millionaire Next Door, the never-before-told story about wealth in America. You'll be surprised by what you find out.
©2000 Thomas J. Stanley, Ph.D. and William D. Danko, Ph.D. (P)2000 Simon & Schuster, Inc., All Rights Reserved, SOUND IDEAS is an Imprint of Simon & Schuster Audio Division, Simon & Schuster Inc.
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Critic Reviews

"The implication of The Millionaire Next Door is that nearly anybody with a steady job can amass a tidy fortune." (Forbes)
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Customer Reviews

Most Helpful

By Stephen Dix on 03-30-05

Its OK to drive a Taurus!!

I have always tried to become rich so I could drive a great car. This book makes it simple. The extra $10k I might spend on a luxury import will translate into $100k less I'll have 15 years from now. Yeah, I get it now.

I thought that because I ran out of money at the end of the month that I must be saving as much as I could afford at the beginning of the month. Truth is, I am spending whatever is left. Simply put more away and I will be in the same position at the end of the month, penniless but with a higher net worth.

Finally, I learned that the govt taxes earnings and not necessarily net worth. Once I calculated that I was really paying 40% of my net worth in income taxes, it became painfully obvious that simply increasing my net worth contributions will automatically reduce my income taxes and therefore burn down this 40% ratio from both ends.

I guess I always knew all this, but apparently I needed this great book to tell me knowing but not doing is just as bad as not knowing at all. So if you say to yourself,'I already know most of this stuff', then look around and ask yourself 'Am I the Millionaire Next Door?'.

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91 of 95 people found this review helpful

By Kestrel on 01-31-06

A bit repetitious, but good information

The overall message in the book is this: if you practice old-fashioned thrift, if you make saving as much a part of your life as spending, if you take the time to learn how to invest, and if you think in terms of wealth (that is, net worth) rather than income, then you, too, can join the ranks of the millionaires next door.

This comes from studies of real millionaires -- not the multi-billionaires of the world, but average Joes and Janes who, at retirement, are worth several million, even though they earned modest incomes during their working years. The book uses data from the study to point to the best saving and spending practices.

The unabridged book does get a bit repetitive, and the reader's slightly monotone voice doesn't help matters. However, repetition of information turned out to be an advantage while listening in the car, since I couldn't always give the book my full attention.

If you want to know how to get lots of money quick so that you can go buy lots of status toys, this is not the book for you. This book is about acquiring and keeping wealth, regardless of your income, so that you can live well and retire well. Flashy toys will only keep you from that goal.

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50 of 52 people found this review helpful

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Customer Reviews

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By Michael on 12-23-12

Makes money sense

Sobering read in todays instant gratification world. The chapters in this book will shift most peoples paradigms on wealth and its accumulation. The book provides a sages worth of attitude changing insights into why individuals need to be more conscious of money management. It indirectly also provides hope that with the right money and investment attitude, regardless of the level of current income, one can make steady progress towards a significantly improved financial position over the long run.

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8 of 9 people found this review helpful

By Mohammed on 12-29-11


Fantastic this book has changed my life. This book is also recomended to me by Brian Tracy

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8 of 9 people found this review helpful

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Customer Reviews

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By Mark on 08-30-17

Very little depth. Repetitive

Here's the book in 20 seconds: Real millionaires are thrifty. Just saved you eight hours and a credit. Do yourself a favour and give this one a miss.

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3 of 3 people found this review helpful

By Anonymous User on 02-05-18

Live within your means

More relevant to America. Felt points were excessively laboured. Basically, live within your means. The apparently rich versus the actually rich.

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1 of 1 people found this review helpful

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