Over the past decade financial service innovations have contributed to a completely new way in which customers can bank, threatening the status quo of traditional retail banks, and redefining a banking model which has been in place for generations. These new technological advancements have facilitated the rapid emergence of digital banking firms and FinTech companies, leading to established banks being forced to swiftly increase their pace of digital adoption to stay relevant and stop mass client attrition to these agile financial start-ups. These threats come at an inopportune time for banks due to mature markets currently experiencing stagnant growth. This coupled with decreasing profit margins due to the competitive pricing of new entrants, and financial customer loyalty becoming ever increasingly more tenuous.
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Surprisingly entertaining listen
Absolutely incredible, truly an enjoyable listen!
Informative, revolutionary, and fascinating!
I honestly can't think of anything that compares to this book - There's so much new and intriguing information in this that nothing even comes close to being on par or similar to this.
There are no "scenes" per se in this book as it's non-fiction, but I particularly liked that the entire book was on various technological advances in the industry - Being a programmer myself I found this absolutely fascinating.
Technology - For better or for worse?
While there's a lot of technological advances in the banking industry, I'm not sure if this is a good thing or not - It allows potentially corrupt bankers to either manipulate or predict how the industry will go, and this could be terrifying for some people!
I'd recommend this book to anyone whether they're interested in banking/finance or not - I'm not but it appealed to me as a programmer, and I definitely don't regret it - It was absolutely fascinating from start to finish even to an outsider of the industry.
- Ben Robart