In 2009, amid the global financial crisis, 21-year-old Shannon Young graduated from college with a degree in English and more than $80,000 in student debt. Less than five years later, she was completely debt-free. This is her story - a cautionary tale with a surprisingly hopeful outcome. Filled with practical advice and personal experience, Pay Off is an invaluable resource for anyone coming in to or out of student debt.
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Young has no idea just what a life of privilage she has lead. She reiterates that she is not in the top per-cent of the financial elites, but fails to realize that that is barely of consequence to her situation. She has a supportive family that takes on part of her loan payments to ease interest. She is also a highly motivated student that is part of an academic elite in her high school with a long list of extra-cirricular achievements. Her debt solution was to move to Hong Kong, teach, and make scads of money. An option that again, was only available to the academic elite.Young has never faced any adversity. Pregnancy, drugs, alcholism, sexual abuse. She has led a crystal-clean life, and experienced nothing that would make her story occur as even slightly a triumph. Her story is completely unremarkable, and indeed predictable. She has led a life of academic, social, familial, and intelectual privilage, and paying off her debt with determination and ease was second nature to her.
Not written it for starters. It was a non-story, and offered no practical advice to handle debt. Her target audience are high-achievement, acadmeic elite students who find themselves with the mild inconvienience of a large student debt.
She should have re-worked the book to look at what student debters are actually doing, and what they need to overcome to reign in their spending.
She was fine.
Contempt and disdain that she would have the gaul to attempt to come across as someone who has faced adversity and over-come the great odds.
You should take this off you list. And I'd really like my money back.